John Garabedian has served as a member of our board of directors since May 2018. Mr. is currently a senior advisor for The Boston Consulting Group, or BCG, a management consulting firm. Mr. Garabendian joined BCG in September 1997 and served as a Senior Partner from 2006 to 2018. He is a member of BCG’s Financial Institutions practice and led the practice in the Americas from 2007 to 2012. Prior to joining BCG, Mr. Garabedian was a vice president for Gemini Consulting, where he was the North American Financial Services practice leader. He also worked in strategic planning at Continental Bank. Mr. Garabedian received a Master of Management degree from the Kellogg School of Management and a Bachelor of Science degree in Accounting from Frostburg State University.